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Florida PIP Statute §627.732 states it this way:
An “emergency medical condition” is defined as a medical condition manifesting itself by acute symptoms of sufficient severity, which may include severe pain, such that the absence of immediate medical attention would reasonably be expected to result in any of the following:
That is the extent of the statute definition of EMC. There is no list of injuries that meet these conditions, only a guideline by which qualified medical personnel can identify when an EMC event takes place.
Therefore, knowing what type of injuries or medical trauma will be classified as an Emergency Medical Condition (EMC) is at best imprecise and open to the interpretation of medical professionals and the court.
PIP law requires that someone injured in a Florida car accident must be seen by a qualified medical practitioner within 14 days following the accident. Being treated medically within this time enables the injured person to receive PIP coverage of at least the minimum $2500 coverage.
Florida PIP law does not specify when an emergency medical condition should be established; therefore, an EMC does not have to be declared within these 14 days.
This is largely because medical evaluations such as imaging tests (MRI) and other diagnostic procedures and can take longer than 14 days. These tests are often the basis for concluding that the individual sustained an EMC.
If you have been hurt or injured in a car accident call or stop by our dedicated MVA Center today located at 698 Brent Lane in Pensacola, Florida!
We believe that you do not have to live in pain. If you are struggling with pain from a chronic or undiagnosed condition, get in touch for an appointment. We will perform an assessment and create a treatment plan with you that can help you get back to an active life.
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